Flood Preparedness – How to Protect Your Homes Appliances and Valuables

Flooding is considered one of the most common and widespread disasters among all the other natural disasters as it can have a damaging and dangerous effects to your home, home appliances and valuables. Moreover if you are living an area where flood is a frequent occurrence then you will need to know everything about flood preparedness. This is the best way of dealing with this stressful and undesirable situation in the most efficient manner.

Emergency Planning

It is very important for you to prepare early for this natural disaster so that you will have an emergency plan for dealing with this situation. You will also need to have an emergency kit compromising of all the essential items that you will need for dealing with the damage and destruction caused by flood. This is the best way of protecting your home and your family because flood can take place anywhere and anytime leading to devastating results for the life of your loved ones and your property. Thus if you are living in a low lying area that is situated near dry streambeds, small creaks, streams, rivers and valleys then chances of flood is high as it can occur seasonally. Moreover you will also need to know the exact location of the water inlets for determining whether your property is prone to flood or not.

“Early and Often” Action Items

Proper flood preparedness involves “early and often” action items where you will need to observe your property at the time of rainstorm so that you can determine the direction of water flow around your home. You will also need to buy all the flood materials beforehand so that you will not have to face the risk of facing flood unprepared. This includes having sandbags and other flooding essentials that you will need when you meet this emergency situations. It is a wise step to invest in flood insurance because it is generally sold separately because flood insurance is not included in the homeowner’s insurance plants.

Flood insurance is especially very important if you are living in a high risk area because getting this policy will offer you complete peace of mind that you will be compensated for your loss and damages in case of flooding. The insurance company will also offer you compensation for the valuables that you have lost because of the flood so that you will have the chance of replacing these valuable without spending your hard earned money. You will need to take into account the amount of valuables that are present in your home and for this you can keep visual record and written records for giving details to the insurance company.

Home Valuables

Basements will be the first places to flood, so don't keep valuables down there.

Basements will be the first places to flood, so don’t keep valuables down there.

If you have electronics and home appliances then you should keep the serial numbers and receipts of these appliances because it will be helpful when you have to file insurance after the flooding situation. Protecting your valuables also includes keeping the copies of the major documents that you have so that it can be safe and secure at another place. These documents can be house deeds, financial records, insurance policies, receipts of major purchases and birth certificates.

Protecting your homes appliances like washing machines and dryers and valuables at the time when disaster strikes is that you should put extra efforts for keeping it in a safe place so that you can get all the information when you need them. As soon as you find flood occurring in your area, you will need to evacuate your home quickly by moving the appliances and valuables to another place. You can also buy waterproof containers for storing all the valuables of your home so that you do not lose them.

You can place the home appliances on a higher level of your home so that it will not get damaged because of flood and water does not cause issues with the workings of these appliances. You can also relocate the appliances to another, higher area of your home so that the risk of damage can be minimized and most importantly you will need to disconnect all the electricity connection at the time of flood so that you don’t face the risk of getting electrocuted because of the electric current.

Here is a poster from FloodSmart.gov, which dives into some common action items as well: